P3TPAY

P3T PAY is a bespoke, enterprise-grade merchant payment control panel and multi-currency transaction settlement platform engineered for high-volume global e-commerce and merchant operations.

International merchants struggled with high conversion losses due to static currency conversions and a lack of real-time rate feeds. High-volume merchant accounts required centralized risk management, fraud filtering, and chargeback tracking, and existing generic payment dashboards lacked granular sub-account management and virtual terminal features.

We engineered a custom high-availability merchant portal with real-time currency rate feeds (EUR base with live AUD, CAD, and JPY conversions), integrated an automated risk-monitoring module flagging suspicious velocity spikes and managing dispute workflows, and built virtual terminal capabilities with settlement analytics across daily, weekly, and monthly cycles.